Most Homeowners cannot write a check today to pay for a new AC system, and 60% of American homeowners cannot get the financing needed to purchase a new AC system. Our Purpose In Life Is To Help People get air conditioning. Plain and Simple. We will not stop trying to help you until all possibilities are exhausted. If you can be financed Denco can get it done.

How much does it cost? Our credit services are free.

We will work for you to get you the financing you need and deserve. Denco has several lenders for both Prime and Sub-Prime Credit and we will do our best to help you.The finance charges vary depending on your credit and we have no influence on those rates.The monthly payments are low, if a down payment is required it is usually a few hundred dollars, and we can get you financed for as long as 5 years (60 payments) with no penalty for early payoff.

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  • Applicant must have Homeowners Insurance
  • Applicant can not be currently in bankruptcy
  • Applicant must have active bank account
  • Applicant must have proof of income
  • Deed must be in applicants name
  • Applicant must have photo ID
  • R-22 Freon Will No Longer Be Available in the US effective January 1 2020.
  • Due to R22 freon damaging the Ozone, the EPA and Montreal Protocol prohibit the use of R-22 after 2019.
  • If you have a R22 system and have a freon leak NOW is the time to replace that system Not repair it.
  • If you have a R22 system that is 12 years old or older Do Not waste your money repairing it.
  • Spend your money wisely and purchase a New Carrier 16 seer system using R410A refrigerant
  • R-410A is environmentally friendly and we can help you get a New Carrier System financed.
  • Not only that but we offer 16 seer Carrier equipment for 14 seer prices.Denco Air Conditioning and Heating Specializes in Bad Credit AC Financing, No Credit Credit Check AC Financing and Lease to Own Air Conditioning.